Fire and Smoke Damage Insurance Claims

Has Smoke and/or Fire Damage affected your home or business?

There is more than 10 billion dollars of fire damage caused to homes and property annually.

These can be extremely complicated claims to file and there are several circumstances that play a role in the final settlement you will receive.

You should never attempt to negotiate the terms of a claim for fire or smoke damage without professional assistance.


Get the professional assistance you need with Rubin & Rosen Adjusters. – They can process your claim and get you the settlement you deserve. When your home, business or other dwelling is damaged or destroyed by smoke or fire, our team will fight to get you the settlement you deserve.

Watch Our Fire Damage Video

What do we do for you?

We file the claim for you if you haven’t done so already. In the event that you’ve already filed, we make the carrier aware that we are the adjusters that are responsible for your claim. From that point, any and all contact and negotiations with you will be handled through our experienced staff.

The insurance adjuster and our adjusters arrange a meeting at the property site of damage to assess the conditions of the loss. If the adjuster has done this already, we devise our estimate and schedule a time to return with him to the site to conduct an assessment together.

Once the meeting has occurred, negotiations and discussions resume via phone in an effort to reach a reasonable settlement. This sometimes requires additional visits to the damaged property, and sometimes a neutral party may be used to assess an appraisal as well. We represent you at all meetings and your presence is not required.

Once a settlement has been negotiated, a review and approval by you finalizes the settlement.

Any loss of revenue or residence can be reimbursed with our assistance if you have the required coverage.