Before the rebuilding process can begin, an accurate and comprehensive assessment of all losses must be conducted. The Long Island and New York City-based public insurance adjusters at Rubin & Rosen Adjusters, Inc. are skilled in preparing highly detailed claims to help you receive a full settlement according to the terms of your policy. Most importantly, the services of a public insurance adjuster will save you money
If you suffer Fire or Smoke damage to your property, here some guidelines to follow after the fire is contained and the ashes settle.
Water and Flood Damage
The water loss you have just suffered can be very draining emotionally and financially. You are going to need the right people on your side.
Wind and Storm Damage
We will ease the burden of dealing with your Insurance co. and ensure that you receive everything you’re entitled to under your policy.
Of all our cases ends with happy clients
Almost all areas Covered
Public Adjusters of New York and New Jersey
Anytime your home or other dwelling has been ruined or severely damaged, it is essential that you protect
your property and the interest of your investment by enlisting the services of a Rubin and Rosen. We can
provide the assistance you need by helping you to work through the entire insurance process. A Rubin and
Rosen Public Adjuster is expertly trained in analyzing the extent of the damage to the property in order to
make a proper assessment.
My husband and I feel so fortunate to have worked with David Poggioli at Rubin and Rosen. I will try to keep the review concise - but this experience has taught me the value of reaching out and trusting a public adjuster when dealing with a substantial insurance claim.Our 2 family in Park Slope suffered substantial water damage after freezing temperatures caused an uninsulated water pipe along an external wall to freeze and burst. We documented the damage with videos and photos and various receipts. Our insurance company first tried to dissuade me from filing the claim. They later did make an offer after inspections etc. However, after consulting with David we trusted him to manage the communications and negotiations. I sent him all my photos and receipts and was able to limit the time, worry, stress and interaction with our insurance company. And we ended up with approximately triple the amount that they initially offered us.The fee that we paid Rubin & Rosen was money well spent. Also, the renovation work took much longer than expected. We had a delay of 7 months waiting for DOB approval for the work in our home. The water damage led us to discover the home's wooden beam foundation needed to be removed and replaced with poured concrete foundation, etc. The insurance claim is usually paid out and liquidated within a 12 month period but with the DOB permit delay, the delay in construction because of stop work orders during Covid 19 in NY in 2020, and issues during construction, it took us over 12 months.David helped us throughout! He made sure we were able to claim the full amount. Also, his calm and rational approach to the property damage and managing the insurance claim turned a nightmare into something manageable. I had also received help and support from his colleague Beth -- I highly recommend their firm and these specific professionals!
My husband and I feel so fortunate to have worked with David Poggioli at Rubin and Rosen. I will try to keep the review concise - but this experience has...
16:08 23 Feb 21
We had an amazing experience with Rubin and Rosen Adjusters. Our toilet flooded and ruined our floors and walls on the first floor of our home. We worked with a representative from Travelers insurance and were disappointed with the interaction and claim payment offered. We then connected with James Guercio from Rubin and Rosen and he was awesome. James was professional, rapid in his responses and expert in negotiating our situation. In the end, with his industry knowledge, he secured us over TWICE the amount of claim payment for the repairs. We would not have been able to restore the home without the additional claim payment that he recovered. And his fee was nominal, completely worth it and covered by the insurance payout. I give Rubin and Rosen my highest recommendation.
01:07 15 Feb 21
These adjusters were not only dependable and transparent in every way. They were empathetic and truly did their best to advocate for me. The appreciation I have for their effort is beyond what words can describe. Very grateful. I recommended them without hesitation
01:35 23 Jan 21
My family had an unfortunate accident to our home. We are so glad we used Rubin and Rosen Adjusters! They took over with all the paperwork and follow up with our insurance company and communicated with me throughout the process. We had to move to temporary housing and it made our experience virtually stress free ! We recommend them 100 % very professional, knowledgeable and detailed! We used James and appreciate the level of service !!
14:52 22 Jan 21
This company is absolutely amazing! They are extremely knowledgeable and professional. James and his company made an incredibly sad and stressful time for our family much easier. We cannot thank them enough!
Yelp review for DaveIn this day and age having insurance is a necessity, whether it's medical, auto, home, life insurance, etc., and one rarely gives it...
08:24 22 Nov 20
Highly recommend James Guercio with Rubin and Rosen. James is incredibly skilled, knowledgeable and makes himself available any time. He knows how to deal with the insurance companies which results in higher settlement. I would add that their small fee is definitely worth their service. I am sure that amount received is much more than what would have been able to negotiate on our own.
Awesome service with this company. My home was severely damaged when my neighbors house caught on fire. David and Anton were nothing short of amazing...
19:20 14 Oct 20
These people are outstanding. Five stars is not enough. Dave and James were available any time I needed something or even had a question about anything at all times. They were in constant communication and always updated me on any new developments. Unless you have intimate knowledge of the insurance adjustment field it is so important to call this company to represent you. This is a confusing field and Rubin and Rosen are experts in navigating it.
00:18 01 Oct 20
I have to comment that this company was outstanding. They were great assistance and a time of complexity in need. Thank you for all your help
22:47 29 Sep 20
Rubin & Rosen were there for me every step of the way. All my concerns were addressed. What I thought would be a long term hardship turned out to be a unfortunate incident with a solution. Thank you James for all your efforts.Update 9/29/2020James continued to assist me long after my home was repaired. Even after our business dealings were concluded, he returned my emails and obtained information and documents needed. Count on James and his team to help you through difficult times and beyond.
16:31 15 Jul 20
Highly recommend James Guercio with Rubin & Rosen. He is incredibly skilled, knowledgeable and available to support your needs. I was extremely satisfied with his attention to detail and always confident he was looking out for our best interest.
14:07 08 Jul 20
I would highly recommend David for anyone who needs help with an adjuster. I used him for water damage to my apartment and he was beyond exceptional. David came to the apartment , worked with my insurance company and even after all was said and done with them - he is STILL helping me with getting companies to remedy my damage. He is always available and goes above and beyond. THANK YOU DAVID!!!!!
01:10 29 May 20
I normally do not write many reviews but I cannot speak highly enough of Rubin and Rosen Adjusters...especially David P. David helped my family and I after a devastating fire. From the countless calls, and organization to always being available for me, with professionalism and also humanity, David was amazing. In the toughest times of our lives we really felt in great hands with David and the team there . Thank you so so much , I really cannot recommend David and the team there enough. A+++++
17:38 04 Mar 20
I highly recommend James Guercio and Rubin & Rosen Adjusters. The services they provided were beyond amazing. We could not have settled our claim without them!!!!
13:14 16 Feb 20
I would highly recommed Rubin & Rosen, my best friend and his family recently had a fire in thier home and I have been working with the family to rebuild. James and Mike from Rubin & Rosen have been great to deal with. Always returned emails and phone calls. Dealing with any loss can cause a great amount of stress, James and Mike have gone above and beyond to make this process a lot less stressful.
13:33 11 Feb 20
James and his team at Rubin & Rosen adjusters were incredibly helpful after our house fire. They took care of everything and represented us in ways that we never could have done ourselves. Their knowledge and expertise took the burden off of us when we had so many other things to deal with. I can't recommend them highly enough.
I recomend Rubin and Rosen for the support that was provided during the most tramatic life changing experience my family and I have ever experienced. My adjuster James was patient and walked us through the process of getting our lives back together. Thank you Rubin and Rosen. ALL ACES!!
00:45 06 Sep 19
I highly recommend Rubin & Rosen Adjusters. If you are placing an insurance claim, something unexpected has happened and could perhaps be in distress. I don't think I could have handled that smoothly the actual complicated process of placing an insurance claim without them, but also, I now realize that James Guercio's professional service gave me a little peace of mind during a difficult time. Very glad to have chosen their service.
23:39 19 Aug 19
Highly recommend Jimmie Guercio, adjustor. He is professional, thorough and diligently works hard to provide the best outcome. We are very appreciative of the work of Jimmie and those at Rubin & Rosen Adjusters.
15:16 07 May 19
I could not say enough wonderful things about this company. They handled our very difficult and complicated insurance claim with the utmost professionalism and expertise. This is the company I never knew that I definitely needed, and the outcome of this difficult situation was made a thousand times easier thanks to James, Dave, and the entire team at Rubin and Rosen. If you EVER need to file an insurance claim, DO NOT do it without these adjusters. They made the world of difference for our family and we could not be happier with the outcome. We're finally on the road to the rebuild of our home.Edit- I thought I had posted this review MONTHS ago, and I never hit post!! I just came back to this review to post an update because I am just continuously blown away by James Guercio and his team and Rubin and Rosen. We have been back in our home now for over a month, and there are just SO. MANY. THINGS. that need to be done after the fact. After you think that the claim is settled and over, things just keep coming up that need to be submitted to the insurance company and handled professionally. I'm a pretty detailed and organized person and I would be SO lost without James. His official "job" for our claim was literally over months ago, yet, he has stuck by my every email and text to ensure that everything is finalized properly and that we get the outcome that we need. (We settled for over $100,000 more than what the insurance company initially offered us.)I do not know how people are able to get through home disasters without public adjusters. I would have happily given them 5 times their fee. It gives me anxiety to this day just thinking about how things would have gone without James.Thank you SO much, you guys. From the very bottom of our hearts.
I could not say enough wonderful things about this company. They handled our very difficult and complicated insurance claim with the utmost professionalism and expertise. This is the company I never knew that I definitely needed, and the outcome of this difficult situation was made a thousand times easier thanks to James, Dave, and the entire team at Rubin and Rosen. If you EVER need to file an insurance claim, DO NOT do it without these adjusters. They made the world of difference for our family and we could not be happier with the outcome. We're finally on the road to the rebuild of our home.
Edit- I thought I had posted this review MONTHS ago, and I never hit post!! I just came back to this review to post an update because I am just continuously blown away by James Guercio and his team and Rubin and Rosen. We have been back in our home now for over a month, and there are just SO. MANY. THINGS. that need to be done after the fact. After you think that the claim is settled and over, things just keep coming up that need to be submitted to the insurance company and handled professionally. I'm a pretty detailed and organized person and I would be SO lost without James. His official "job" for our claim was literally over months ago, yet, he has stuck by my every email and text to ensure that everything is finalized properly and that we get the outcome that we need. (We settled for over $100,000 more than what the insurance company initially offered us.)
I do not know how people are able to get through home disasters without public adjusters. I would have happily given them 5 times their fee. It gives me anxiety to this day just thinking about how things would have gone without James.
Thank you SO much, you guys. From the very bottom of our hearts.
Words cannot express how great my experience was with James Guercio @ Rubin & Rosen Adjusters. After a home fire, we were faced with many hard decisions in areas that we were not familiar with. Calling him was the best decision I made. Always reachable, navigating the situation with everything handled and simplified for me, with professionalism, efficiency and a friendly demeanor. All that with a great result in the end that brings peace to my family. Highly recommend!
Rubin & Rosen Adjusters handled my insurance claim from a home fire incredibly! James is an extreme advocate for the client and a master at negotiating claims to get his client the maximum settlement he can. James’ staff is professional, courteous, and made me feel like I was important to them and not a number. They not only work hard for their client with amazing results they follow through to the end!! Anton was my personal contact at first and is always available to answer questions, hear concerns, and find out any information needed. If you’re ever in the unfortunate position to need a public adjuster, Rubin & Rosen is the only one I’d go to!!!
Judith and Gareth NYC
11:39 05 Oct 18
Around midnight on January 21st 2015, our Victorian caught fire. It was always going to happen, we just did not know that. Could not know that.The fire started behind a fireplace, in a wall. The fireplace looked sound but, because of some ill-advised work done by the former homeowners, it was not.Whether you are reading this because you have suffered a fire or a flood or some other calamity, one thing we share is we both know how disorienting this moment is. And while you do have our very real sympathy, what you actually need is help.Now.I will not sugar coat this and say the path back is easy. It is not. Worse, the insurance company is no longer your friend. The insurance company adjuster is not looking out for you. What you need right now, more than anything, is someone on your side.We chose to retain Rubin and Rosen. And you should too.In this moment, you are wondering “Is it worth committing part of the final settlement to hiring James Guercio and his company?” All I can offer you is our experience.For us, the answer was a resounding yes.I make no exaggeration when I state that I have simply no idea how it was James got the settlement he did.Our structural and personal property settlements were more than 40 and 50% larger than that offered by the insurance company. And that was not the end of the road. During the restoration we found we had to undertake additional work to bring the repairs into line with current NYC Department of Buildings code. Do you know if such code upgrades are covered by your policy? Did you know such a rider even existed? We didn't, but Rubin and Rosen did. That was another $79,000 the insurance company didn't mention.We finally moved back home in November 2017. And the home we moved back into was not only every bit as lovely as it was on January 20th 2015, it was far, far better. And I can honestly say that without James there is no way that would be true.I wish you well as you start the journey back. Just don't try and do it alone. Call James.
22:24 29 Jul 18
Great experience!!! Always helpful and defiantly had my back when I needed them most. Thanks James for being a superior professional in my time of need.
05:10 31 May 18
Rubin & Rosen Adjusters have been a blessing to my family on more than one occasion. First a fire, second a basement flood. I can't say enough of the honesty and intergity of James Guercio. I have recommended him to so many of my friends . Not only does he fight for the best cash settlement from you insurance company for the repairs of your home. he is very patient and explains every aspect of the process until completion. Rubin & Rosen is a business , but they treat me like family.
Rubin & Rosen, I would highly recommend this to anyone. They are hardworkers and trustworthy. They will do their best to help anyone. Thank you James 😀
22:14 05 Mar 18
I would highly recommend working with James Guercio and Jim Johnson as their professionalism, expertise, and execution is second to none. They have helped me and my family significantly during a tough time dealing with a severe home fire. Their guidance and service has been tremendous and I cannot say enough how GREAT they really are Anyone going thru anything like this should work with James/Jimmy and Rubin & Rosen!
James of Ruben and Rosen is very professional and compassionate. We had a fire on Christmas Eve and he made it a point to come out immediately and help us with living arrangements, explain the somewhat complicated insurance process and assure us that things would be ok. He handles ALL of our questions and concerns in a swift, responsive and courteous manner. He NEVER left us hanging in regards to return phone calls or handling anything we had concerns about. He made an horrific event a lot less painful than it could have been. I would Recommend Rubin and Rosen to anyone and everyone.
21:44 14 Dec 17
I cannot say enough about "Rubin & Rosen Adjusters". They are the best of best in all your insurance adjustment need. I dealt with David in almost on a weekly bases, he was super curtious and professional in relation to my case. If you need an honest insurance adjusting company " Rubin & Rosen Adjusters" is the way to go. God bless them.
22:13 12 Dec 17
i highly recommend this firm for getting insurance reimbursement for your home. I had an excellent experience with James Guercio who took care of filing the claim for me as well as all the step that had to be taken for me to receive insurance reimbursement. He did a phenomenal job.
20:47 20 Sep 17
Adam Kessba and James Guercio are amazing. Very happy with their service. They are trustworthy. Highly recommended.
18:30 18 Sep 17
James really helped us through some tough times. When our house was flooded we felt overwhelmed by the claim process. James helped explain us through all the details in an easy manner. He was very attentive as well as managed to claim more than we would be able to receive ourselves. We are very happy we chose to work with a public adjuster, and James in particular, rather than dealing directly with the insurance company.
I would highly recommend Rubin & Rosen Adjusters, they were very professional and answered all questions and concerns. I felt comfortable and guided me through the process with ease.
23:37 14 Sep 17
James G. Is amazing and I am so pleased he was our adjuster during our horrible fire ! He is on top of everything and genuinely cares for his clients!!
21:09 10 Aug 17
My parents are 84 years of age and had a house fire and were displaced. James Guercio took care of all the details of my parents claim and assisted us through the rebuilding process. My parents are back in their home in less than 6 months after the fire even though there was major damage. James exceeded our expectations and we could not believe how quickly the process moved with his help. I am a practicing attorney in the NYC area and I have met many people in this area and James Guercio is clearly the best at what he does. I would highly recommend him.
Amazing work and most important trustworthy! Has the customers best interest at heart. Returns calls in a timely fashion would highly recommend to friends and family
02:11 20 Jan 17
James Guercio did an amazing job with our fire insurance claim. It is very difficult to know what to do or who to trust after you experience a loss from fire. James and his team helped us navigate through all the processes from filing the insurance claim to restoring family photos. I would highly recommend working with James as your adjuster when you have an insurance claim. We were very happy with the insurance settlement that he negotiated. We were originally skeptical of paying a fee for the services that we thought we could do ourselves. I would now tell everyone that the small fee is worth the service and I am sure we received much more in than we would have ever been able to negotiate ourselves.
01:18 12 Jul 16
John Marciano and his colleagues at Rubin & Rosen did an excellent job in representing my family against our insurance company. Our home was destroyed in a fire and our insurance company was over burdened with claims and could not give us the time of day and when they did they were always "a day late and a dollar short". John and his colleagues were a necessary help in being there for us through the entire process and making sure that our insurance company did not cheat us out of what our policy covered us for. God forbid if you ever have a fire! Your insurance company will do what ever it takes so they can save as much as possible and you'll be left with a lot less than what you had. Insurance companies do not care about you, all they care about is collecting premiums and when it comes time to pay a claim to a devastated family they cheat you where ever they can. John and his colleagues at Rubin and Rosen care about there clients. When they were done, my claim was 30% higher than what the insurance company originally offered me. When you are rebuilding an entire house that is a lot of money and it makes Rubin and Rosen worth every penny. There is no way I could have leveraged that from my insurance company without the hard work and support of Rubin & Rosen. Thank you John! You were our knight in shining armor and we will never forget the help you gave to our family !
16:55 05 Jul 16
My experience was excellent. I dealt specifically with John Marcino and I could not have been happier. The professional manner in which he assisted with my claim and the timeliness of updates he provided was beyond expectation. It was not only the peice of mind that John provided but he was able to triple the amount of the settlement originally quoted from my insurance company.Even if you feel you have the ability to handle your claim yourself, dont do it! Insurance companies save millions of dollars by shortchanging their customer's by providing biased estimates and taking advantage of the average persons lack of comfort or understanding of the process.Do yourself a big favor and use these guys. You will be happy you did.
19:48 11 Feb 16
My family had a house fire back in May 2014. We are thankful to have worked with such a compassionate and professional person like James Guercio of Rubin & Rosen Adjusters. I cannot say but great things about him and his team. They are on time with everything they do for you, they even go beyond the call of duty. Their experience, knowledge, attention to detail and general overall expertise is stellar. I would highly recommend Rubin & Rosen Adjusters to anyone. Thank you for all your hard work during our time of need.
Unfortunately after just buying my retirement house in 2011 hurricane Irene destroyed my first floor. James helped every step of the way, ensuring my home...
14:23 18 Jun 15
We had a house fire in March and still not living at home. Rubin and Rosen has given me back my life and Im able to focus on my daughter. Making sure that our hotel life is fun and a vacation like experience. Jimmy and his staff is always just a phone call away, he never makes me feel like Im bothering him or that my questions are unimportant. I will recommend them highly and use them again.Michelle B
01:08 15 May 15
I am a resident of Breezy Point and in the aftermath of Superstorm Sandy I was very lucky. The fire that devastated my community ended one door away from my home and the water stayed in my basement. That being said, the siding on my home was melted, the bay window in the front of my home was severely cracked, my roof needed to be replaced and my home was filled with smoke and ash. Upon assessing the damage I got lucky again when I was introduced to James Guercio of Rubin & Rosen Adjusters. James immediately negotiated for triple of what the insurance company offered to sanitize and clean my home. He always made himself available and he negotiated a fair and equitable settlement for the rest of the damage to my home. I was extremely happy with the results as many of my neighbors are still fighting for fair settlements almost two years later. I highly recommend the work of James Guercio and Rubin & Rosen Adjusters.
23:18 14 May 15
My family has used Rubin and Rosen after both hurricane Sandy and hurricane Irene, as well as after a horrific house fire. Ruben and Rosen wasted no time taking action and assuring us we will be taken care of the way we deserve. When your not familiar with the way Insurance claims work and how to take a pro active approach to them, Rubin and Rosen really stepped up and helped every step of the way. I would absolutely highly recommend them to anyone.
Mary Ann Petrone
20:44 24 Feb 15
We had a house fire on 10/26/2013. Everything was chaos and there were many people trying to take advantage of our situation. When our adjuster from Rubin and Rosen sat and spoke with us we knew they were the company to go with. They were honest and right on top of everything. They helped us, and are continuing to help us, get through everything, even things they, as adjusters, didn't need to help us with! James Guercio took over our account when he felt things weren't going as smoothly as they should. He was very caring and got everything done in a prompt manor! I don't know what we would have done without him! If you are in need of a private adjuster Rubin and Rosen is the company to go with.
16:20 12 Feb 15
We used Rubin & Rosen twice. First for Hurricane Irene and then Superstorm Sandy. The service we were given was invaluable. Jimmy was there for us every step of the way and addressed all of our concerns. We couldn't have been as successful as we were without him.
21:52 05 Jan 15
After tragically losing my father in a house fire in Nov 2013, I contracted with Rubin & Rosen Adjusters to represent me in the claims adjusting process. They were very sympathetic and took the time to explain the entire process to me. They were there with me every step of the way from start to finish, even helping me choose a great restoration construction firm (Dart Restoration) who did excellent work rebuilding the house. When issues arose with the insurance company regarding the settlement amount of the claim, they provided an attorney that eventually won the full settlement for us. I really appreciate the wonderful job they did, I considered them friends at the end. They gave me positive closure to a difficult time in my life and I would highly recommend them to anyone who would require an adjuster service.
02:07 13 Nov 14
Ryan D.’s services were invaluable. Though just a small house fire, I can’t imagine his commitment to us being any greater. He was professional, courteous, and always there when he said he would be. We only wish we had him on our side prior to the insurance company sending in a cleaning crew -- had it been on Ryan’s watch the job would have been done much more thoroughly! I would definitely recommend Ryan D. to anyone who would need such services.
02:28 23 Oct 14
Had a small fire in my home, but the smoke caused alot of damage. Kevin made sure me and family were taken care of right from the beginning. We have two dogs so he helped us find a place that would take them, first in a hotel then in an apartment just a two blocks away from our actual home. Kevin made sure all of our lost items were accounted for, He checked in on us occasionlly to make sure we were okay. We moved back into our house two weeks ago and Kevin came to visit to make sure all we were settled. If something happens again (hope not) I'll be sure to give Rubin & Rosen a call.
Rubin & Rosen Adjusters is on YOUR team. We help you navigate the insurance policy and the claim process maze. We research, document and substantiate your damages and assert your right to recover from the insurance company. Without the guidance and assistance of experienced professionals, most insured consumers are at the mercy of the insurance company. Would you represent yourself in a court of law? We bring together the people and resources necessary to yield the best results for YOU.
Experts in Damage Assessment
Rubin and Rosen Public Adjusters have the experience necessary to make a professional assessment of the damaged property utilizing their skill and knowledge of insurance policies and the guidelines that structure the claim process. During every phase of the assessment, they have the best interest of the client in mind and are committed to maximizing their claim amount. Our insurance adjusters will see to it that the client receives a fair settlement. At no time does the client have to worry about the fees that are due for the services provided because the fees are collected from the settlement.