How to Prepare for a Severe Storm as a Homeowner

With hurricane season here, it is more important than ever to know how to handle a severe storm, and to make sure you are prepared for anything that may happen. Otherwise, both you and your home might suffer from problems you might otherwise have been able to avoid. Here are just some of the ways you can prepare for a severe storm as a homeowner:

• Stock up on nonperishable food and water

1. 1. • Any severe storm, such as a hurricane, could potentially deprive you of access to food and water for a week or longer. Making sure you have access to canned goods and other nonperishable food can make sure you will be fed even if you are unable to get groceries.

• Refill essential medications

1. 1. • You should make sure you are stocked up on any essential medication before a severe storm hits. If possible, that also means having a spare reserve at least a month in advance, in case it becomes difficult to refill with your local pharmacy.

• Prune your trees of dead branches

1. 1. • Severe storms can often drop dead or damaged branches on people’s homes and cars, causing extensive property damage in the process. Pruning these branches can help prevent this damage from occurring, protecting you and your home.

• Clean your gutters

1. 1. • It may seem like a minor issue, but having clogged gutters can significantly impact the damage that a storm does to your property. This is because it can cause water to accumulate on your roof, increasing the chances of it leaking into your home.

• Get a battery-operated radio and flashlight

1. 1. • Make sure you have a battery-operated radio and flashlight to help keep you informed in the event of a severe storm. It may be the only way you can get important updates or information about evacuations.

• Have an evacuation plan

1. 1. • The time to figure out how you will evacuate your home is now, long before a severe storm forces you to leave. That is why you should have an evacuation plan in place, which will ensure you know where you can stay in the event of an emergency.

• Check your insurance coverage

1. • In the event that your home is damaged in a severe storm, you may be forced to pay the costs of repairs out of pocket if your insurance does not cover it. That is why you should check your insurance coverage for your home, and purchase supplementary coverage if necessary.

 

Anytime your home or other dwelling has been ruined or severely damaged, it is essential that you protect your property and the interest of your investment by enlisting the services of a Rubin and Rosen public adjuster. We can provide the assistance you need by helping you to work through the entire insurance process. If you want to make a property insurance claim and need assistance to obtain fair compensation for your losses, please give us a call at 718-376-6800 or visit our contact page.