In any major storm, there are many ways that your home could be potentially damaged, but one of the issues that is often overlooked is wind damage. Yes, even the wind itself can potentially cause extensive problems for your house, even if you do not suffer any other type of damage. But what exactly is wind damage, and how might it affect your home?
What is Wind Damage?
Broadly speaking, wind damage refers to any kind of property damage that is caused by unusually intense wind, usually (but not always) as the result of a storm. This includes damage directly inflicted by high winds, as well as damage caused by objects that impact into your home due to the wind. Commonly, this type of damage is associated with hurricanes, tornados, and occasionally blizzards, although theoretically any storm may inflict this type of damage if it is sufficiently intense.
How Can Wind Damage Affect Your Home?
There are many ways wind damage might affect your home. This may include, but is not limited to:
- Ripping off roof shingles or siding panels
- Blowing out windows or doors
- Ripping off gutters
- Blowing loose objects into your house
- Knocking down dead or damaged tree limbs
- Ripping up shrubs or small trees
- Tearing down power lines
What Are the Consequences of Wind Damage?
When you are forced to deal with wind damage, the consequences can be both costly and dangerous. If your roof or siding gets damaged, you will need to repair it, and the damage can increase the risk of leaks due to rain or floods. Loose objects that are sent flying by the wind can shear through solid objects, not only damaging your home but potentially causing severe injuries to anyone who gets in their way. Worse still, torn power lines may carry an electrical current, increasing the chances of an electrical fire.
What Can You Do?
If you have suffered wind damage from a storm, the first thing you should do is try to limit any further damage by boarding up damaged windows or doors, and using tarps to patch exposed walls. Then, when you file an insurance claim, you should speak to a public insurance adjuster. They can go over all of your circumstances to ensure you get the most out of your homeowners insurance policy.
Anytime your home or other dwelling has been ruined or severely damaged, it is essential that you protect your property and the interest of your investment by enlisting the services of a Rubin and Rosen public adjuster. We can provide the assistance you need by helping you to work through the entire insurance process. If you want to make a property insurance claim and need assistance to obtain fair compensation for your losses, please give us a call at 718-376-6800 or visit our contact page.