As we are in the heart of the rainy season, that means we are prone to stronger storms. Most people see on TV the horrible things that severe weather can do to people’s homes and personal belongings. Or even worse, have a tree crash into their home. Thankfully, many individuals have not experienced it themselves.
You may be asking yourself, “what would I do if this happened to me?” Luckily, you are reading this blog and will learn about various tips and steps to take if you ever experience storm damage.
The first, and MOST important, step is to make sure that you assess the safety of your home and property. Most of the time storms and high winds can cause power lines to fall, boards to come loose, and tree limbs to fall. Being aware of your surroundings is key to your safety.
Make sure that your house is stable before entering and check to see if there is standing water in your basement. High winds can cause your house to become unstable and therefore, be an extreme danger to you. It is also VERY important to make sure to not step in any water until you ensure that there are not any fallen cable lines.
Once you know that your home and property is safe, the next step is to photograph the damages. This is important to do as soon as possible because you want to capture the evidence of the storm damages. It will also ensure that you receive full coverage from the insurance company.
Next comes the time to call an insurance adjuster. Your public insurance adjuster will arrange for a meeting with your insurance company’s adjuster to assess the damage.
Public insurance adjusters like us will help prepare an accurate and detailed claim. We will be working alongside you during the process of working directly with the insurance company regarding the details of your claim. Your public insurance adjuster will negotiate a reasonable settlement for your damage.
Your public insurance adjuster will then work with you to engage with a licenced general contractor to commence the rebuild process. We will work alongside you during this phase.
The next helpful thing to do after experiencing storm damage, is to look into disaster relief funds. Depending on the severity of the storm damage, there often are groups that help support those who have been affected.
If you have any questions, would like further information, or if you have been affected by storm damage, contact Rubin & Rosen Adjusters at (866) 469-2358 or visit our website: www.rubinandrosen.com. At Rubin & Rosen Adjusters, we put the people’s best interests before the insurance company. We work alongside you through the entire process and make sure you receive the claims you deserve.